[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.wispra.cz\/nekdy-pomahaji-pujcky\/#Article","mainEntityOfPage":"https:\/\/www.wispra.cz\/nekdy-pomahaji-pujcky\/","headline":"N\u011bkdy pom\u00e1haj\u00ed p\u016fj\u010dky","name":"N\u011bkdy pom\u00e1haj\u00ed p\u016fj\u010dky","description":"Soukrom\u00e9 podnik\u00e1n\u00ed m\u00e1 p\u0159in\u00e1\u0161et t\u011bm, kdo ho provozuj\u00ed, dostate\u010dn\u011b velk\u00e9 p\u0159\u00edjmy. Mus\u00ed se tu vyd\u011blat aspo\u0148 tolik, aby mohly firmy norm\u00e1ln\u011b fungovat d\u00e1l a aby se u\u017eivili ti, kdo tu podnikaj\u00ed. Zisky tedy mus\u00ed b\u00fdt dost velk\u00e9. Ale je jist\u00e9, \u017ee je to v tomto ohledu \u010dasto nejist\u00e9. Podnikatel\u00e9 si ve sv\u00fdch firm\u00e1ch cht\u011bj\u00ed vyd\u011blat pen\u011bz dost, ale nejednou to prost\u011b z nejr\u016fzn\u011bj\u0161\u00edch d\u016fvod\u016f nezvl\u00e1dnou. A jakmile jim za\u010dnou pen\u00edze sch\u00e1zet, jakmile se ned\u00e1 zaplatit n\u011bco, co se m\u00e1 zaplatit, je tu probl\u00e9m, kter\u00fd by mohl v\u00e9st a\u017e k ukon\u010den\u00ed podnikatelsk\u00fdch aktivit, kdyby se nevy\u0159e\u0161il. A tak podnikatel\u00e9 sv\u00e9 ekonomick\u00e9 a finan\u010dn\u00ed probl\u00e9my \u0159e\u0161\u00ed. A to jak? Kdy\u017e to jde,...","datePublished":"2025-11-07","dateModified":"2025-11-07","author":{"@type":"Person","@id":"https:\/\/www.wispra.cz\/author\/#Person","name":"","url":"https:\/\/www.wispra.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/99fa2d7bb0ff3369cbf7f1481134d0b6f7aff596e984b7c90a3d99b8b24eb0d8?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/99fa2d7bb0ff3369cbf7f1481134d0b6f7aff596e984b7c90a3d99b8b24eb0d8?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"wispra.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.wispra.cz\/wp-content\/uploads\/pppppppppppppppppppppppppp_10_10_10_9.jpg","url":"https:\/\/www.wispra.cz\/wp-content\/uploads\/pppppppppppppppppppppppppp_10_10_10_9.jpg","height":0,"width":0},"url":"https:\/\/www.wispra.cz\/nekdy-pomahaji-pujcky\/","about":["Finance"],"wordCount":428,"articleBody":"      Soukrom\u00e9 podnik\u00e1n\u00ed m\u00e1 p\u0159in\u00e1\u0161et t\u011bm, kdo ho provozuj\u00ed, dostate\u010dn\u011b velk\u00e9 p\u0159\u00edjmy. Mus\u00ed se tu vyd\u011blat aspo\u0148 tolik, aby mohly firmy norm\u00e1ln\u011b fungovat d\u00e1l a aby se u\u017eivili ti, kdo tu podnikaj\u00ed. Zisky tedy mus\u00ed b\u00fdt dost velk\u00e9. Ale je jist\u00e9, \u017ee je to v tomto ohledu \u010dasto nejist\u00e9. Podnikatel\u00e9 si ve sv\u00fdch firm\u00e1ch cht\u011bj\u00ed vyd\u011blat pen\u011bz dost, ale nejednou to prost\u011b z nejr\u016fzn\u011bj\u0161\u00edch d\u016fvod\u016f nezvl\u00e1dnou. A jakmile jim za\u010dnou pen\u00edze sch\u00e1zet, jakmile se ned\u00e1 zaplatit n\u011bco, co se m\u00e1 zaplatit, je tu probl\u00e9m, kter\u00fd by mohl v\u00e9st a\u017e k ukon\u010den\u00ed podnikatelsk\u00fdch aktivit, kdyby se nevy\u0159e\u0161il. A tak podnikatel\u00e9 sv\u00e9 ekonomick\u00e9 a finan\u010dn\u00ed probl\u00e9my \u0159e\u0161\u00ed. A to jak? Kdy\u017e to jde, pak piln\u011bj\u0161\u00ed a efektivn\u011bj\u0161\u00ed prac\u00ed a uskromn\u011bn\u00edm se. A kdy\u017e to nesta\u010d\u00ed? Pak t\u0159eba i p\u016fj\u010dkami. Ano, n\u011bkdy skute\u010dn\u011b pomohou u\u017e jenom p\u016fj\u010dky. A kdyby jich nebylo, krachovaly by i firmy, kter\u00e9 maj\u00ed jinak docela slu\u0161nou perspektivu, jen se do\u010dasn\u011b ocitly v probl\u00e9mech, kter\u00e9 se nepoda\u0159ilo dost rychle zvl\u00e1dnout. Ale moc se neradujte. Jste-li pr\u00e1v\u011b takov\u00fdmi podnikateli v nesn\u00e1z\u00edch, nepo\u010d\u00edtejte rad\u011bji s t\u00edm, \u017ee v\u00e1m p\u016fj\u010d\u00ed kter\u00e1koliv finan\u010dn\u00ed instituce, kterou o to po\u017e\u00e1d\u00e1te. Jist\u011b, podle reklam soud\u011b si m\u016f\u017eete vyb\u00edrat a nab\u00edzej\u00edc\u00ed se p\u016fj\u010dky jsou jedna lep\u0161\u00ed ne\u017e druh\u00e1, ale kdy\u017e se pak uk\u00e1\u017ee, \u017ee m\u00e1te n\u00edzk\u00e9 p\u0159\u00edjmy a z\u00e1znamy v registrech dlu\u017en\u00edk\u016f, n\u00e1hle t\u011bch nab\u00eddek nen\u00ed ani zdaleka tolik. A mezi t\u011bmi, kdo jsou v\u00e1m i v takov\u00e9 situaci ochotni p\u016fj\u010dit, p\u0159eva\u017euj\u00ed poskytovatel\u00e9 p\u0159edra\u017een\u00fdch nebo rizikov\u00fdch p\u016fj\u010dek, u kter\u00fdch by se \u010dlov\u011bk lehce sp\u00e1lil. Se sh\u00e1n\u011bn\u00edm p\u016fj\u010dky jsou tedy n\u011bkdy probl\u00e9my. Ale pokud m\u00e1te coby podnikatel\u00e9 nemovit\u00fd majetek, nezoufejte. Takov\u00fd majetek se d\u00e1 d\u00e1t do z\u00e1stavy, a d\u00edky tomu m\u016f\u017eete sehnat i docela v\u00fdhodnou nebankovn\u00ed hypot\u00e9ku. Proto\u017ee se takov\u00e1 americk\u00e1 hypot\u00e9ka nebankovn\u00ed d\u00edky nemovit\u00e9 z\u00e1ruce poskytne snad ka\u017ed\u00e9mu, kdo je schopn\u00fd spl\u00e1cet. A kde se neh\u00e1zej\u00ed \u017eadatel\u016fm klacky pod nohy, tam se vyplat\u00ed si p\u016fj\u010dku vz\u00edt.                                                                                                                                                                                                                                                                                                                                                                                          4.5\/5 - (2 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"N\u011bkdy pom\u00e1haj\u00ed p\u016fj\u010dky","item":"https:\/\/www.wispra.cz\/nekdy-pomahaji-pujcky\/#breadcrumbitem"}]}]