[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.wispra.cz\/kdo-podnikatele-zachranuje\/#Article","mainEntityOfPage":"https:\/\/www.wispra.cz\/kdo-podnikatele-zachranuje\/","headline":"Kdo podnikatele zachra\u0148uje?","name":"Kdo podnikatele zachra\u0148uje?","description":"Kdy\u017e se soukromn\u00edkovi v jeho podnik\u00e1n\u00ed da\u0159\u00ed, je tento v mnoha ohledech nez\u00e1visl\u00fd, co\u017e mu lze jedin\u011b z\u00e1vid\u011bt. Krom\u011b dodr\u017eov\u00e1n\u00ed z\u00e1kon\u016f a placen\u00ed povinn\u00fdch odvod\u016f jako jsou t\u0159eba dan\u011b nebo zdravotn\u00ed poji\u0161t\u011bn\u00ed po n\u011bm nem\u00e1 nikdo pr\u00e1vo nic po\u017eadovat, a to je ve srovn\u00e1n\u00ed s pouh\u00fdmi pracuj\u00edc\u00edmi zam\u011bstnanci v\u00fdhodn\u00e9. Jen\u017ee kdy\u017e se v podnik\u00e1n\u00ed n\u011bkdy neda\u0159\u00ed, to u\u017e je jin\u00e1. V takov\u00e9m p\u0159\u00edpad\u011b u\u017e podnikateli nikdo z\u00e1vid\u011bt nem\u016f\u017ee. Tento je sice st\u00e1le je\u0161t\u011b nez\u00e1visl\u00fd, jen\u017ee co z toho m\u00e1, \u017ee? Kdy\u017e nem\u00e1 pen\u00edze, jeho podnik\u00e1n\u00ed zm\u00edr\u00e1 \u010di dokonce krachuje a on s\u00e1m m\u00e1 jednu kapsu pr\u00e1zdnou a druhou vysypanou. A ani vyhl\u00eddky do budoucna neb\u00fdvaj\u00ed ve finan\u010dn\u00ed t\u00edsni pr\u00e1v\u011b r\u016f\u017eov\u00e9....","datePublished":"2021-10-07","dateModified":"2023-05-06","author":{"@type":"Person","@id":"https:\/\/www.wispra.cz\/author\/#Person","name":"","url":"https:\/\/www.wispra.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/99fa2d7bb0ff3369cbf7f1481134d0b6f7aff596e984b7c90a3d99b8b24eb0d8?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/99fa2d7bb0ff3369cbf7f1481134d0b6f7aff596e984b7c90a3d99b8b24eb0d8?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"wispra.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.wispra.cz\/wp-content\/uploads\/dolary%20des%C3%ADtky.jpg","url":"https:\/\/www.wispra.cz\/wp-content\/uploads\/dolary%20des%C3%ADtky.jpg","height":0,"width":0},"url":"https:\/\/www.wispra.cz\/kdo-podnikatele-zachranuje\/","about":["Finance"],"wordCount":431,"articleBody":"   Kdy\u017e se soukromn\u00edkovi v jeho podnik\u00e1n\u00ed da\u0159\u00ed, je tento v mnoha ohledech nez\u00e1visl\u00fd, co\u017e mu lze jedin\u011b z\u00e1vid\u011bt. Krom\u011b dodr\u017eov\u00e1n\u00ed z\u00e1kon\u016f a placen\u00ed povinn\u00fdch odvod\u016f jako jsou t\u0159eba dan\u011b nebo zdravotn\u00ed poji\u0161t\u011bn\u00ed po n\u011bm nem\u00e1 nikdo pr\u00e1vo nic po\u017eadovat, a to je ve srovn\u00e1n\u00ed s pouh\u00fdmi pracuj\u00edc\u00edmi zam\u011bstnanci v\u00fdhodn\u00e9.Jen\u017ee kdy\u017e se v podnik\u00e1n\u00ed n\u011bkdy neda\u0159\u00ed, to u\u017e je jin\u00e1. V takov\u00e9m p\u0159\u00edpad\u011b u\u017e podnikateli nikdo z\u00e1vid\u011bt nem\u016f\u017ee. Tento je sice st\u00e1le je\u0161t\u011b nez\u00e1visl\u00fd, jen\u017ee co z toho m\u00e1, \u017ee? Kdy\u017e nem\u00e1 pen\u00edze, jeho podnik\u00e1n\u00ed zm\u00edr\u00e1 \u010di dokonce krachuje a on s\u00e1m m\u00e1 jednu kapsu pr\u00e1zdnou a druhou vysypanou. A ani vyhl\u00eddky do budoucna neb\u00fdvaj\u00ed ve finan\u010dn\u00ed t\u00edsni pr\u00e1v\u011b r\u016f\u017eov\u00e9.A tak je t\u0159eba pen\u00edze sehnat. Kdy\u017e to nejde vlastn\u00ed v\u00fdd\u011ble\u010dnou \u010dinnost\u00ed ani vyu\u017eit\u00edm \u00faspor, pak t\u0159eba i tak, \u017ee se n\u011bkde po\u017e\u00e1d\u00e1 o p\u016fj\u010dku. Proto\u017ee i podnikatelsk\u00e1 p\u016fj\u010dka m\u016f\u017ee pomoci, jakkoliv je pochopiteln\u011b jasn\u00e9, \u017ee jde jenom o do\u010dasnou pomoc a \u017ee se takto z\u00edskan\u00e9 pen\u00edze mus\u00ed pozd\u011bji vr\u00e1tit sv\u00e9mu majiteli.Z\u00edsk\u00e1n\u00ed p\u016fj\u010dky, kter\u00e1 m\u00e1 poslou\u017eit k p\u0159ekon\u00e1n\u00ed do\u010dasn\u00fdch probl\u00e9m\u016f, je tedy nejednou \u017e\u00e1douc\u00ed nebo dokonce nutn\u00e9. Jen\u017ee je logick\u00e9, \u017ee soukromn\u00edk nejednou nar\u00e1\u017e\u00ed na neochotu finan\u010dn\u00edch instituc\u00ed mu pom\u00e1hat. Vzhledem k v\u00fd\u0161i sv\u00fdch p\u0159\u00edjm\u016f, k z\u00e1znam\u016fm v registrech dlu\u017en\u00edk\u016f a dal\u0161\u00edm probl\u00e9m\u016fm nejednou neusp\u011bje se \u017e\u00e1dost\u00ed o podnikatelskou p\u016fj\u010dku, proto\u017ee u\u017e se zkr\u00e1tka nev\u011b\u0159\u00ed, \u017ee zvl\u00e1dne spl\u00e1cen\u00ed.A pak je tedy t\u0159eba zkusit \u0161t\u011bst\u00ed n\u011bkde jinde ne\u017e v bance. A rozumnou volbou je pak t\u0159eba nebankovn\u00ed americk\u00e1 hypot\u00e9ka, kterou m\u016f\u017ee dostat i ten, kdo rozhodn\u011b nen\u00ed dokonal\u00fd. U t\u00e9 toti\u017e z\u00e1le\u017e\u00ed na tom, zda se za ni dok\u00e1\u017ee z\u00e1jemce zaru\u010dit z\u00e1stavou n\u011bjak\u00e9 nemovitosti odpov\u00eddaj\u00edc\u00ed hodnoty, zde z\u00e1le\u017e\u00ed na schopnosti aspo\u0148 minim\u00e1ln\u011b spl\u00e1cet, ale jinak u\u017e vlastn\u011b na ni\u010dem. Tak\u017ee kdo spl\u0148uje aspo\u0148 tyto dv\u011b podm\u00ednky, z\u00edsk\u00e1 pen\u00edze na p\u0159eklenut\u00ed st\u00e1vaj\u00edc\u00edch t\u011b\u017ekost\u00ed, i kdyby ho v\u0161echny jin\u00e9 finan\u010dn\u00ed \u00fastavy odepsaly.                                                                                                                                                                                                                                                                                                                                                                                          4.7\/5 - (12 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Kdo podnikatele zachra\u0148uje?","item":"https:\/\/www.wispra.cz\/kdo-podnikatele-zachranuje\/#breadcrumbitem"}]}]